Are you dealing with a cracked or damaged windshield? In Michigan, getting a free windshield replacement depends on your insurance policy. If you have comprehensive insurance coverage, your insurance will typically cover the cost of a windshield repair or replacement, minus your deductible.
Michigan does not have a free windshield replacement law like some other states. At Save On Auto Glass, we offer our customers a zero deductible and an instant rebate up to $100. Most of our customers get a free windshield replacement.
- Save On Auto Glass will cover your deductible, so you don’t have to pay it.
- If you have a $0 deductible, you don’t have to pay anything. We’ll give you an instant rebate of up to $100 as a bonus.
- Out-of-pocket windshield replacements start at $99, repairs are $65, and recalibration starts at $149.
Is Auto Glass Repair Covered by Insurance in Michigan?
Many auto insurance policies offer coverage for windshield repair and replacement, especially if you have comprehensive coverage that includes glass damage. This can significantly reduce your out-of-pocket expenses. However, even if you don’t have insurance or want to explore other options, there are cost-effective windshield repair options available. To understand how to choose the right service for the best price, it’s essential to evaluate shops based on factors like quality and service area. You can dive deeper into this process and find affordable windshield replacement in Metro Detroit in our detailed guide.
Windshield damage can happen in an instant. A rock might fly into your car on the freeway, or a Michigan storm could send debris that cracks your glass. Even a small chip can spread quickly. If you’re dealing with a broken windshield, you’re probably wondering if you can get a free windshield replacement in Michigan. The extent of coverage depends on the type of insurance you have.
What Types of Auto Insurance Cover Windshield Damage?
How do I know if my insurance covers a windshield replacement? Here’s a look at different policies that may cover or partially cover your Michigan auto glass replacement.
Comprehensive Insurance
Comprehensive coverage is the most common type of insurance for windshield damage. If you have comprehensive coverage, then you should be protected for auto glass repair, including a full windshield replacement. It protects you from non-collision-related incidents like theft, vandalism, storm damage, or debris hitting your vehicle.
What this means for you: If a rock chips your windshield or ice cracks it during a storm, comprehensive insurance usually covers the repair or replacement. You may have to pay a deductible unless you have a $0 glass deductible option.
Collision Insurance
Collision insurance covers damage that happens during a car accident with another vehicle or object.
What this means for you: If you damage your windshield in a car accident, this type of insurance will usually cover the costs after you pay your deductible. If your deductible is high, you might want to explore out-of-pocket replacement options.
Liability Insurance
Did you get in a car accident that was your fault? Liability insurance protects other people if you cause an accident. Liability insurance will pay for the other driver’s car repairs, but it doesn’t pay for your own damage.
What this means for you: If you only have liability insurance, your insurance provider won’t cover your windshield. You’ll need comprehensive coverage or a glass add-on to cover glass damage.
Glass Coverage Add-Ons
Some insurance companies have glass coverage as an add-on for your windows and windshield. Glass coverage should pay for repairs or replacements for glass damage without you having to pay your deductible.
What this means for you: If you have this add-on, you can usually get your windshield repaired or replaced for free.
At Save on Auto Glass, we’re certified and approved by all major insurance companies. Most of our customers don’t have to pay for a windshield replacement.
If you’re in Metro Detroit and need a windshield replacement, understanding the windshield replacement process can make the entire experience smoother and less stressful. First, you’ll want to assess whether the damage requires a full replacement or if a simple repair will suffice. Many auto glass companies in Metro Detroit, like Save On Auto Glass, work directly with your insurance company to streamline the process. From assessing your insurance coverage to scheduling an appointment, you’ll find that the process can be fast and convenient, with mobile service options available for added flexibility. Whether you prefer visiting a shop or having a technician come to you, knowing what to expect can help you make an informed decision and get back on the road quickly.
How to Get Your Windshield Replaced for Free in Michigan at Save On Auto Glass
Now that you know what coverage types can pay for your glass, let’s look at how to get your replacement completely free in Michigan with Save On Auto Glass. It’s possible to pay nothing for your windshield replacement with us. Here’s how it works:
- If you have comprehensive insurance that covers glass damage, we’ll work with your provider and waive your deductible, so you owe $0.
- If your policy already has a $0 glass deductible, you don’t pay anything. On top of that, we’ll give you an instant rebate of up to $100.
- If you’re paying out of pocket, it won’t be free, but our pricing starts at just $99 for replacements and $65 for chip repairs. We proudly offer some of the lowest rates in Michigan.
The fastest way to know if you qualify for a completely free replacement is to give us a call. We’ll check your coverage and let you know what you’ll pay before we start any work.
6 Tips for Choosing a Michigan Windshield Replacement Service
Not sure where to go for auto glass repairs in Auburn Hills and the Metro Detroit area? Not all auto glass companies are the same. Here’s what to look for:
- Choose a shop that works directly with your insurance company. At Save On Auto Glass, we handle the claims process for you.
- Work with an auto glass shop that uses OEM or OEM-equivalent glass for a proper fit and long-lasting durability.
- Look for certified technicians who follow industry safety standards.
- Ask about deductible assistance or promotions. Save On Auto Glass offers deductible waivers and rebates that can reduce or even eliminate your out-of-pocket costs.
- Check if they offer mobile service. Having a technician come to your home or workplace means you don’t have visit the auto shop in person.
- Find a shop with quick turnaround times. Same-day service for most windshield replacements and chip repairs means you won’t be driving around with unsafe glass for long.
Save on Auto Glass checks all the boxes. We have been working with drivers in the Metro Detroit area since 1998. Come by and see why more locals choose us for free windshield replacements in Michigan.
To ensure your chosen repair shop is certified and follows safety standards, check the importance of certified Windshield Replacement shops, which can help guide you toward trusted service providers that prioritize your safety.
Visit The Best Auto Glass Repair in Metro Detroit, Michigan
Don’t wait to get your windshield repaired. Driving with a broken or cracked windshield is dangerous. Even a small chip can spread across the glass, turning a quick repair into a full replacement.
Visit one of our locations in Fenton, Sterling Heights, or Auburn Hills, Michigan. You can get same-day auto glass service in Michigan for most windshield replacements and chip repairs. Contact Save on Auto Glass today and request a free quote!