Author name: Ray – Auto Glass Specialist at Save On Auto Glass

In Michigan, auto insurance can cover windshield repairs or full replacements under certain types of coverage. If you need to replace your windshield, you will need to pay any applicable deductible. Can I get a free windshield replacement in Michigan? That’s where Save On Auto Glass steps in. We will pay your deductible. Drop by any of our locations for same-day service, waived deductibles, and instant rebates. What Kind of Insurance Covers Windshields in Michigan? If your policy includes comprehensive coverage, there’s a good chance your insurance will pay for a repair or replacement if the damage wasn’t caused by an accident. Non-accidental damage can cause chips or breaks in your windshield from road debris, hail, vandalism, or even sudden temperature changes. Collision coverage can also apply if your windshield damage happened during an accident, like if another car kicked up debris or you hit an object. If you only carry liability insurance, your windshield isn’t covered at all. Liability only helps with damage you cause to other people’s property, not your own. Michigan’s Deductible Rules In Michigan, there’s no special ‘free windshield law’ like some other states have. That means you may have to pay out of pocket before insurance picks up the rest—unless you understand the Michigan windshield deductible rules. If you have comprehensive coverage and your windshield needs repair or replacement, your insurance will likely help pay for it after you pay your deductible. Your deductible is the amount you agree to pay before insurance kicks in. Some Michigan insurers will waive your deductible for a small chip repair because repairs cost much less than replacements. Fixing a chip early can also prevent a bigger claim later. The Difference Between Repair and Replacement Not every windshield problem means you need a brand-new one. Sometimes a quick repair will do the job. If the damage is small, like a chip or a short crack under about six inches, and it’s not in your main line of sight, we can usually fix it. Repairs are faster, cost less, and many insurance companies in Michigan will cover them without making you pay a deductible. You’ll need a replacement if the crack is long or blocks your vision. In Michigan, most insurance policies will make you pay your deductible for a full replacement. Repairs are cheaper for insurance companies, so they’re more likely to cover them at no cost to you. Replacements take more time, parts, and work, and often require safety recalibration, so your deductible usually applies.   How to Get Your Michigan Insurance to Pay for a Windshield Replacement Nobody likes dealing with a broken windshield. It’s frustrating, unsafe, and always seems to happen at the worst possible time. Even a minor crack can turn into a lot of damage if you don’t fix it. Here’s how to find out if your auto insurance will help cover the costs. Check your policy for comprehensive coverage You can call your insurance company to check what kind of coverage you have. In Michigan, windshield replacements are usually only covered if you have comprehensive coverage. Liability-only policies will not pay for your own windshield damage. Understand your deductible Most Michigan policies require you to pay your deductible before insurance pays the rest. For example, with a $250 deductible, if your replacement costs $500, insurance covers $250. Some insurers waive deductibles for minor repairs, but not for full replacements. Contact your insurance company right away Tell them about the damage and ask if it’s covered. Ask if your policy covers the replacement and whether you can use the repair shop of your choice. In Michigan, you usually can. Pick a shop that works with your insurer Choosing a repair shop that handles claims directly with insurance saves you time and stress. At Save On Auto Glass, we deal with your insurer for you, waive your deductible, or give you an instant rebate up to $100. That means you may pay nothing out of pocket. Get it fixed fast Cracks grow quickly in Michigan’s changing weather. Acting fast can keep you safer and prevent more costly damage later. The Save On Auto Glass Advantage We are certified and approved by all major insurance companies. We waive deductibles for windshield replacements and windshield repairs. We also offer customers with a $0 deductible an instant rebate up to $100. That means you can often get your windshield repaired or replaced without paying anything up front. For our out-of-pocket customers, windshield replacement starts at $99. Windshield repair costs $65, and windshield recalibration services start at $149. Here’s a breakdown of the cost of repairing a windshield chip without insurance. Does Filing a Windshield Claim Raise My Insurance Rates in Michigan? This is one of the first questions drivers ask. The answer is usually no. In most cases, a claim for windshield repair or replacement won’t cause your rates to go up in Michigan. That’s because it’s considered a “no-fault” or minor claim, not an at-fault accident. However, every insurance company has its own rules. If you’ve had several claims in a short time, even for small issues, your insurer might review your policy at renewal. Here’s the general rule: Single glass-only claim – Typically no effect on your premium. Multiple claims in a year – Could lead to a rate increase or higher deductible. At Save On Auto Glass, we work with your insurance company to handle everything for you. We also waive your deductible or give you an instant rebate up to $100, which means you can often fix your glass without paying a cent. Get a Same-Day Windshield Replacement in Michigan At Save On Auto Glass, we provide quick, reliable windshield replacement with same-day service. Can’t drive? We’ll come to you! Our technicians offer free mobile repairs near your home or office. If your windshield is chipped, cracked, or broken, don’t wait. Contact us today or stop by one of our locations. We have auto glass repair shops in: Fenton, MI Sterling Heights, MI Auburn

If you’ve lived or driven around Sterling Heights, Auburn Hills, or Warren, you know how unpredictable our roads can be. One day, you’re cruising down M-59, the next a stray rock smacks into your windshield. Your first thought: “Great, how much is this gonna cost me?” Your second thought: “ Will my Michigan insurance cover it ?” The answer? It depends—mostly on your deductible. Let’s break it down so you know exactly what to expect—and how Save On Auto Glass can often help you pay nothing out of pocket. What’s a Deductible and Why Does It Matter? An auto insurance deductible is what you pay before your insurance kicks in. Example: If your deductible is $500 and the repair costs $800, you pay $500, your insurance covers the remaining $300. When it comes to auto glass coverage, your deductible can be the deciding factor in whether you: File a claim through insurance Or just pay for the repair yourself Many Michigan drivers with higher deductibles skip filing a claim for small chips or cracks, simply because the deductible costs more than the repair. Michigan Auto Glass Coverage—The Rules Michigan runs on a no-fault auto insurance system, which is one of the most misunderstood parts of our state’s insurance laws. Here’s the truth No-fault coverage is mainly designed to handle medical bills and lost wages after an accident. It does not automatically mean all damage to your car—like a cracked windshield—is covered for free. When it comes to auto glass repairs in Michigan, most drivers rely on their comprehensive insurance policy. This is an optional add-on that steps in when the damage isn’t caused by a collision. Common examples include Rocks and road debris kicked up while driving down I-75 or M-59 Hail, snow, or ice damage, especially during Metro Detroit’s unpredictable winters Vandalism or break-ins Fallen branches after a storm Here’s why this matters If you don’t have comprehensive coverage, you’re paying for that new windshield completely out of pocket. If you do have it, your deductible still decides what you’ll owe. For some, that could be $0. For others, it could be $250, $500, or more—sometimes more than the cost of the repair itself. That’s why knowing the exact terms of your policy before damage happens can save you a lot of frustration when you’re already dealing with the stresses of cracked glass. Common Misconceptions When it comes to Michigan auto glass coverage, a lot of drivers have the wrong idea—and those misunderstandings can cost you money. Two of the biggest myths we hear all the time: “No-fault means my windshield gets fixed for free.” ❌ Nope. Michigan’s no-fault system is designed to cover injuries and certain expenses after an accident, not automatically replace or repair your auto glass. If you don’t have comprehensive coverage, you’ll still be paying for that new windshield yourself. “The cheapest Michigan car insurance is always the best deal.” ❌ It might look great on paper, but low-cost, bare-bones coverage often leaves out comprehensive insurance. That means no help with damage from road debris, storms, or vandalism. In the long run, one stray rock on M-59 could end up costing you far more than the extra $10–$15 a month you might have paid for better coverage. Bottom line: A little extra coverage now can save you hundreds (or even thousands) later, especially with how unpredictable Michigan roads and weather can be. Do You Always Pay a Deductible for Auto Glass Repair? Not necessarily. It depends on your coverage and the size of the damage: Small repairs: Many insurance companies waive the deductible because fixing a chip now costs less than replacing the whole windshield later. Full replacements: You’ll usually pay your comprehensive deductible, unless your repair shop helps cover it. How Save On Auto Glass Helps You Pay $0 We know a cracked windshield is stressful enough—you shouldn’t have to stress about paying for it too. That’s why: We waive your deductible for many auto glass services. If you have zero-deductible auto glass coverage, we give you an instant rebate of up to $100. We work directly with your insurance company, so you don’t have to deal with back-and-forth phone calls. The result? You get your glass repaired or replaced fast—and in many cases, without spending a dime. Real-Life Example in Metro Detroit Let’s say you’re driving at 70 through Auburn Hills on your way to Great Lakes Crossing and a dump truck kicks up gravel. Crack across your windshield. Your deductible is $250. The total replacement cost is $350. Normally, you’d owe $250. With Save On Auto Glass, we work with your insurance to waive that deductible, so you pay $0. If you had zero-deductible coverage, we’d even hand you a check for up to $100. Tips for Faster Auto Glass Repairs with Michigan Insurance Want your repair done quickly and painlessly? Have your insurance policy number ready – We can verify coverage faster. Ask about free mobile service – We’ll come to your driveway in Sterling Heights or your office in Warren. Choose an insurance-preferred shop – We’re certified, trusted, and recognized by major insurance providers. Don’t wait – Michigan winters are brutal on small chips. They turn into big cracks in no time. Why Staying Local Matters We’re a Metro Detroit auto glass company, not a national call center. That means: We know the local roads that cause the most damage. We can get to you faster if you’re near Van Dyke Avenue or out by Hall Road. We’ve built relationships with Michigan insurance agents to speed up claims. Before You Hit the Road… In Michigan, whether you pay a deductible for auto glass repair all comes down to your insurance policy—and knowing your options can save you serious money. With Save On Auto Glass, you don’t have to settle for paying more than you should. We often waive your deductible entirely, so you could pay $0 out of pocket. If you have zero-deductible coverage, we’ll give you an instant

To check if your Michigan auto insurance covers windshield replacements, review your policy for comprehensive or glass coverage, then confirm details with your insurer. You can also have Save On Auto Glass check for you in minutes. Driving with a broken or cracked windshield is dangerous. Your auto insurance might cover the cost of a repair or replacement. Learn more about getting a free windshield replacement. At Save On Auto Glass, we’ve been helping Michigan drivers navigate insurance claims since 1998. Learn how to find out if your policy covers windshield replacements and how we can often make the process completely free for you. Why Coverage Matters for Windshield Damage Windshield replacements can get expensive. Damage also usually happens in a matter of seconds (usually at the worst possible times). Customers from the Metro Detroit area come to us all the time with windshield damage. Damages are usually caused by stone chips from road debris, ice buildup in winter, or sudden temperature changes that make small chips crack across the glass. Windshield replacements can be costly, especially for newer vehicles with built-in sensors and cameras. If your insurance covers it, you may pay nothing out of pocket. Some insurance companies cover windshield repair at 100% coverage with no deductible. Did You Know: Most Save On Auto Glass customers don’t pay a dime thanks to deductible waivers and $0 glass coverage. Understand Michigan’s Auto Glass Laws Michigan does not have a “free windshield replacement” law. Whether you pay depends on your insurance policy and deductible. If damage blocks your view, an officer can stop you and issue a fix-it notice. Check your coverage early. You can fix the glass before it becomes a safety problem or a legal issue. Should I Use Insurance to Replace My Windshield? Many drivers wonder if going through insurance for a windshield repair is worth it. In most cases, comprehensive coverage or a glass coverage add-on will pay for windshield damage from things like road debris, storms, or vandalism. In general, if the cost to replace your windshield is higher than your policy deductible, filing a claim usually makes sense. If the repair will cost less than your deductible, it’s better to pay for it yourself and skip the insurance claim. Check if Michigan Auto Insurance Covers Windshield Replacements | Step-By-Step It’s never a convenient time to have a broken windshield, but knowing if your insurance will cover the costs can help. If you find yourself with a broken windshield, here’s how to find out if your insurance will pay. Step 1: Review Your Insurance Policy Check your auto insurance policy documents. You can also call your provider and have a team member check on your terms for you. You’ll want to check the following: If you have comprehensive coverage or not If you have glass coverage or a full glass coverage add-on If you have a $0 glass deductible   Tip: If you have only liability or collision coverage, your windshield is likely not covered unless you added a glass-specific option. You can also bring us your policy info, and we’ll read the coverage details for you. We’ve worked with all major Michigan insurance companies, so we know exactly what to look for. Step 2: Call Your Insurance Provider If you’re unsure about language, call your insurance company directly. You might still have some questions about your coverage. Check out some of the most common questions below. Does my policy cover windshield repair and replacement? Is there a deductible I’ll need to pay? Do I have $0 glass deductible coverage? Is OEM glass covered, or only aftermarket? Do I need to use an approved repair shop? Keep a copy of these questions when you make the phone call, to have them on hand when you need them. Step 3: Know the Types of Coverage Each type of insurance handles glass damage differently. Comprehensive coverage usually covers non-collision damage like rocks or weather. Collision coverage usually applies if the glass was broken in a crash. Liability insurance won’t cover your windshield if you caused an accident. If you only have liability, you’ll need to pay out of pocket unless you add comprehensive or glass coverage. A glass add-on or $0 glass deductible can make the repair or replacement cost you nothing. Skip the Steps and Let Save On Auto Glass Handle It We have worked with Michigan insurers for more than 25 years. When you call, we start with a quick coverage check to confirm your benefits and whether your deductible can be waived. Next, we handle the claim with your insurance provider so you do not have to deal with paperwork. We schedule a same-day or next-day appointment, and mobile service is available if that is easier for you. Our certified technicians install OEM-quality glass and complete recalibration if your vehicle needs it. If your policy already has a zero glass deductible, you receive an instant rebate of up to $100. Do you want to know if yours will be free? Contact Save On Auto Glass, and we will check your coverage in minutes. What to Do if Insurance Doesn’t Cover Windshield Replacement If your insurer will not pay for the repair, do not put it off. A cracked windshield is not just a cosmetic issue. Heat, cold, and rough roads make small chips spread. As the crack grows, your view gets worse and your risk on the road goes up. Fixing the damage early is usually the smarter money move. We repair minor chips and short cracks without replacing the whole windshield. Those quick repairs are faster and far less expensive than a replacement. If you need help, call Save On Auto Glass. We can give you a clear cash price, talk through repair vs. replacement, and schedule same-day or mobile service across Metro Detroit. Find the Best Auto Glass Repair in Metro Detroit, Michigan Your insurance coverage can make the repair or replacement much more affordable. At Save On Auto Glass, we

Windshield repairs or replacements are no fun – especially when you fear that your insurance may not cover as much of the costs as you’d like. From deductible amounts to repair costs, you’ll need to know exactly what your current auto coverage policy does and doesn’t include before you head to a repair shop. For Michigan drivers, this means learning your specific comprehensive insurance terms and the potential windshield replacement costs you might be facing. What Are My Coverage Options for Windshield Repair? Your auto insurance policy’s comprehensive coverage typically handles windshield damage from non-collision incidents, which are the most common causes of broken windshields or other auto glass damage. Comprehensive coverage covers damage caused by rock chips, sudden temperature changes, vandalism, and even some damage caused by natural disasters. However, if your windshield damage resulted from an accident, you’ll often find that your collision coverage kicks in instead. But it’s important to note that coverage for windshield damage varies by state. Some states mandate free windshield replacement, while Michigan allows insurance companies to apply standard deductibles to glass claims. What does this mean for you? In most cases, your deductible amount will determine whether or not filing an insurance claim makes financial sense. You’ll find that some insurance companies offer full glass coverage add-ons to policies. These can reduce or eliminate deductibles specifically for auto glass damage, making replacement more affordable. Windshield Repair vs Replacement – Which Is Right For Me? When you see a crack or chip, you may wonder whether you need a full replacement or just a minor fix. You’ll also find that insurance companies want to know the same thing! Many auto insurance policies waive deductibles entirely for windshield repairs, as many would rather cover minor fixes now to prevent future, high-cost coverage repairs down the road. This makes windshield repairs almost always worth filing through your insurance company. But if the structural integrity is compromised or the damage is impacting how well you can see out your windshield, a full windshield replacement may be in order. Original equipment manufacturer (OEM) glass often costs more than aftermarket windshields, but your insurance coverage should include OEM quality without additional charges. When To Pay Out of Pocket for Broken Windshield Repairs You’ll want to use your insurance coverage when the windshield repair or replacement exceeds your deductible. For instance, if a full windshield replacement costs $500 and your deductible is $250, insurance saves you $250. However, you may opt to skip filing an insurance claim when the replacement is less than the deductible. If your damaged windshield requires $99 to replace but your comprehensive coverage carries a $500 deductible, you’ll be paying that full amount regardless. Plus, filing unnecessarily creates a claim record on your file without the financial benefit. If you find that the damage is repairable at a manageable cost, you may go the route of paying out of pocket. A small crack or chip often costs $65 to repair – far less than most deductibles. And those early small fixes can often prevent those much more expensive full replacements later on. Make The Smart Financial Decision for Windshield Repair or Replacement in Michigan Remember: Michigan law protects your right to choose any certified repair shop you wish to have repairs or replacements completed. This means you can go with trusted local auto glass specialists who may have more competitive cash pricing or deductible assistance programs. Before you make a decision on repairs, do your due diligence. Calculate your costs under both an insurance and out-of-pocket payment route, get multiple quotes, and always compare the price against your coverage and deductible. Fixing your windshield is an important step in responsible automobile ownership, and you never want to risk your safety or that of others to avoid paying for repairs. Michigan’s roads and weather bring more than a few risks to your car’s windshield, and the sooner you act, the safer you’ll be! Want to learn more? Contact Save On Auto Glass​ today to get all the information you need for your next windshield repair. Request A Quote Now

Learn when your chips, dings, and cracks may be covered by your insurance in Michigan – and when they might not. Few moments are as frustrating as hearing that CRACK! of a rock hitting your windshield while you’re driving down I-75 on your way to work. What’s worse? Seeing the spiderweb of cracks begin to spread across your windshield, and knowing in your gut that a costly auto glass repair in Metro Detroit may be in your future.. Does auto insurance cover a full windshield replacement? You may not think much about your windshield glass repair costs until it’s time to act. For Michigan drivers, whether your insurance company covers windshields or not depends on your policy type and coverage levels. What Are Michigan’s Auto Glass Insurance Requirements? Michigan doesn’t mandate zero-deductible glass coverage like many other states, which means your auto insurance company’s policy will likely determine your out-of-pocket costs. However, most comprehensive insurance policy options cover auto glass damage from non-collision incidents (which are the most common cause of windshield problems). Your comprehensive insurance policy covers damage from several different causes, including flying rocks, vandalism, weather events (Acts of God), and even falling objects. But without that comprehensive coverage, you’ll likely face paying the full cost for windshield replacement or repairs, as liability coverage only protects other drivers’ property. When Does My Insurance Company Cover Glass Damage? While each policy is unique (so check the fine print closely!), you’ll find that there are some common situations where your comprehensive auto policy will kick in to repair glass damage: Chips & Cracks from Highway Debris The most common reason your windshield gets damaged? Those tiny rocks or pieces of gravel that other vehicles unintentionally hurl at your vehicle while speeding down the road. Whether kicked up from tires or bounced off of trucks hauling debris, even a small rock moving at high speeds can crack or chip your windshield. Cracks from Temperature Fluctuations In Michigan, temperatures can fluctuate wildly – especially in high and low-temperature months. If your windshield is exposed to large temperature changes without proper protection, your glass can expand or retract – leading to cracks. Weather Damage Falling limbs, hail damage, and other weather-related impacts might be covered by your comprehensive coverage. Check closely to make sure that your coverage covers the most common weather risks in your part of Michigan. Damage from Accidents Typically, your collision coverage will kick in to cover any windshield damage that occurs due to other drivers’ behaviors. Many insurers now offer glass-specific add-ons to policies that provide full coverage without deductibles for repairs. Progressive, State Farm, and other major carriers often waive deductibles entirely for minor windshield repairs vs full windshield replacement – recognizing that early repairs often prevent more expensive replacements down the road. Knowing Your Deductibles and Best Price Options Your insurance coverage deductible will play a big role in whether filing a claim makes financial sense. Standard windshield replacements in Michigan range in price from $99-$500. Some luxury vehicles may have higher costs depending on the style and build of the car. If you find that your deductible exceeds the cost of repairs, then paying out-of-pocket may save you more money (and keep your claims history clean!) Here’s an example:: A $65 chip repair beats using insurance with a $250 deductible. Should a full replacement cost $500 while your deductible is $250, insurance could end up saving you $250. Some Michigan shops offer cash discounts that might beat your deductible amount, which can make self-pay the best price option. Don’t Risk It – Make Sure Your Glass Is Covered in Michigan! Michigan drivers with comprehensive coverage often find they can drive without fear of massive repair bills when the inevitable chip or crack appears on their windshield. Before any damage happens, check your current policy and coverage to ensure you have the protections you may need. When damage does occur, act quickly! Not only is driving with a damaged windshield or window dangerous (and may prevent you from renewing your tags), but the costs of repairs go up as damage increases. Compare repair costs, know where you’ll get your glass repaired, and take the right steps today to protect your vehicle and your wallet. Want to learn more? Contact or request a quote from our team at Save On Auto Glass today! Request A Quote Now

Facing a minor or full replacement job for your auto glass? Learn how long it may take to get back on the road safely. If you’re dealing with a cracked windshield or damaged glass in Metro Detroit, time matters. Auto glass damage rarely occurs on a convenient timeline – and the longer you wait to get your glass repaired, the higher your risks of expensive fixes and potential legal issues. The importance of Windshield Safety and Repair can lead to more significant safety concerns on the road. The good news is that modern auto glass repair and replacement services in the Detroit metro area are faster than you might expect – with many repairs completed within an hour or two! What Are Standard Glass Repair Timeframes? When determining how long it takes for auto glass repair in Metro Detroit, you’ll need to consider the extent of your damage. Minor Auto Glass Repairs For minor windshield repairs involving small chips or hairline cracks, you could see fast service – often under 30 minutes. These repairs use specialized resins that skilled technicians inject into damaged parts of your auto glass, which restores the glass’s structural integrity without needing full replacement. This gets you back on the road safely and legally without too much hassle. Full Auto Glass Replacement Complete windshield replacement services will take a bit longer, as technicians are usually replacing much larger sections of glass. But these full windshield replacement services are still fairly quick! Most certified technicians can remove a damaged windshield and install a new one within an hour or two. This includes removing broken glass, preparing the frame, and then installing premium replacement glass with professional-grade adhesives. Mobile Auto Glass Repair Means Cost-Effective, Convenient Service One of the most significant innovations in auto glass repairs brings the technicians to you – making the process even more convenient and customized. Rather than disrupting your day, mobile auto glass repair brings convenient service directly to your current location – whether that’s at work, home, or elsewhere in the Detroit metro area. Certified technicians will arrive with all the necessary equipment and replacement glass to handle most repair needs. The mobile auto glass repair process is similar to what you might see in a shop, and the timing is often the same or faster! A windshield chip repair performed in your driveway takes just as long as one done in a facility. And glass replacement can often be done on-site using innovative replacement tools and technology. What Determines How Long A Repair or Replacement Service Takes? The amount of time it takes to complete an auto glass repair or replacement will depend on a few factors – and knowing the severity of the issue ahead of time can help you prepare when and how to get the fix completed. Is The Glass Tempered? Tempered glass repair for side windows or rear windows often requires complete replacement when damaged, as this type of glass shatters into small pieces that can’t be repaired. Is The Glass Laminated? Laminated glass may be repairable, depending on the severity of the damage. However, like tempered glass, laminated glass can often be too complicated to repair – requiring a full replacement. How Bad Is The Damage? Minor damage, like chips, can be easily cured and repaired. But if the glass has many deep cracks or the glass has completely shattered, you may need a full replacement. How Rare Is Your Vehicle? The older or rarer your vehicle, the longer repairs may take. You may find that it’s more difficult to procure glass for older vehicles (though most shops stock common sizes for same-day service). Does Insurance Coverage Include Auto Glass Repair in Metro Detroit? Most insurance policies with comprehensive coverage include auto glass benefits – and many insurance companies work with local shops to help speed up the process. When you file your insurance claim, you may find that many providers offer fast service authorizations that allow repairs to start immediately. Plus, the abundance of quality service providers means you can often schedule your auto glass repair within hours. Make sure to pick certified technicians who use quality materials and the proper techniques for your glass repair, as you should never sacrifice quality and safety for speed. In Metro Detroit, professional auto glass repair delivers some impressive turnaround times – with some fixes done under half an hour. Contact Save On Auto Glass​ today to get a quote, compare prices and timelines, and get back on the road quickly! Before making your decision, make sure to learn more about windshield safety to ensure you’re taking the right steps for both safety and quality when choosing an auto glass repair service. Request A Quote Now

Morning traffic on I-696 near Madison Heights is already crawling when you hear it—ping!—a rock from the lane over shoots straight into your windshield. By the time you pull into the office parking lot, the chip is already starting to spider out. You know you need it fixed fast, but between work meetings, school pickups, and Metro Detroit’s unpredictable weather, finding time to sit at a shop isn’t exactly easy.   That’s where mobile auto glass repair can help. We bring the shop to you—no matter if you’re in Madison Heights, Center Line, or Royal Oak—at no extra cost. And with windshield replacements starting at just $99, it’s not only convenient, it’s affordable. What Is Mobile Auto Glass Repair? Mobile auto glass repair is exactly what it sounds like—professional windshield repair or replacement done at your location, rather than at a shop. But it’s not just a convenience service; with Save On Auto Glass, you’re getting the same certified expertise and OEM-quality materials you’d get in our facility, brought right to your driveway, workplace, or even a parking lot. Here’s how it works: You request a free quote online or over the phone. Our certified technicians load up OEM-quality glass, tools, and equipment. We travel to your location anywhere in Metro Detroit—home, work, or roadside—fast auto glass repair services ensure you get back on the road quickly. The repair or replacement is done on-site, usually in under an hour.   And here’s the best part: Our mobile service is 100% free. We never tack on an extra fee for coming to you—whether you’re in Utica, Shelby Township or Clinton Township. Real-World Example A driver in Rochester Hills called us after a crack formed on their windshield during a morning commute on M-59. We met them at their office parking lot, replaced the glass, recalibrated their ADAS safety system, and had them back at their desk before lunch—without them missing a single meeting or their sandwich. Convenience on the Go With Metro Detroit’s busy pace, finding time to sit at a shop is tough. Our free mobile service solves that. We can fix your glass while you work. We can repair it in your driveway while you handle things at home. We can meet you roadside after sudden damage—no tow truck needed. From Royal Oak to Troy, we cover the entire Metro Detroit area so you can skip the traffic, save time, and get back to your day faster. Safety Advantages of Mobile Service Driving with a cracked or chipped windshield is not only a safety risk but also potentially illegal in some cases. A damaged windshield is weaker, making it more likely to fail in a crash. Cracks in your line of sight can be ticket-worthy under Michigan law. Temperature swings in Michigan can quickly turn a chip into a full crack.   Our mobile service cuts out the risk of driving to a shop with unsafe glass. We repair it right where your car sits, so you’re road-ready without the danger. Same Quality as In-Shop Repairs Some people think mobile service means you’re getting “good enough” work—not true. When you book with Save On Auto Glass, you get: Certified technicians who specialize in mobile repairs OEM-quality glass for a perfect fit and long-lasting durability Installations that meet or exceed all industry standards ADAS recalibration (if needed) so your safety systems work like new It’s the same standard of work, just brought to you. Insurance and Mobile Repairs Wondering if your insurance covers mobile service? In most cases—yes. Most Michigan insurance providers cover mobile auto glass repairs with comprehensive coverage. The same deductible rules apply as in-shop repairs. We often waive your deductible entirely. If you have zero-deductible glass coverage, we’ll give you an instant rebate of up to $100. We also deal directly with your insurance provider, so you don’t have to. When Mobile Auto Glass Repair Makes the Most Sense While mobile service can work for just about anyone, there are a few situations where it’s an absolute life-saver. For busy professionals, it means you can get your windshield replaced right in the office parking lot without missing a single meeting. If your windshield damage makes the car unsafe to drive, you can skip the risk altogether—we’ll come to you so you don’t have to navigate Metro Detroit traffic with compromised glass. And for those unexpected moments, like a crack forming on I-75 or a chip spreading fast on M-53, our emergency roadside repairs get you safe and moving again in no time. Let’s Get You Back on the Road A cracked windshield doesn’t have to derail your day. With Save On Auto Glass, you’ll get: Free mobile service anywhere in Metro Detroit Windshield replacements starting at $99 The same quality and safety as in-shop repairs Help with your insurance claim—plus up to $100 back with zero-deductible coverage Call Save On Auto Glass today for a free quote or to schedule same-day mobile auto glass repair in the Metro Detroit area. We’ll come to you, fix it fast, and get you safely back on the road.

It’s Monday morning. Coffee in one hand, keys in the other, you’re already running five minutes late. You get in your car, glance at the windshield, and there it is—a crack you swear wasn’t there yesterday. In Metro Detroit, this kind of surprise is almost as common as orange barrels in construction season. Maybe it came from last week’s hail in Auburn Hills, maybe it was that tree branch you parked under in Fenton, or maybe it just appeared overnight thanks to Michigan’s famous freeze-thaw cycle. Whatever the cause, the big question is: now what? Do you need to replace the whole thing? Will insurance cover it? And is it worth taking time off work just to sit in a waiting room? Here’s the good news—you don’t have to stress over it. No matter if you visit our Sterling Heights shop or have a mobile auto glass repair specialist meet you at home in Fenton or at your workplace in Auburn Hills, replacing a windshield in Metro Detroit can be quick, affordable, and completely hassle-free when you know the right steps. Step 1 | Figure Out If You Need a Repair or a Replacement Not all windshield damage means you need a full replacement, but ignoring the wrong type of damage can turn into a costly mistake. Here’s a quick guide to follow: Damage Type Repairable? Replacement Needed? Small chip (quarter-size or smaller) ✅ Often repairable in under 30 minutes ❌ Crack under 3 inches, not in driver’s direct view ✅ Possibly repairable ❌ Crack longer than 3 inches ❌ ✅ Damage in driver’s line of sight ❌ ✅ Chip/crack at the edge of the windshield ❌ ✅ Why act fast? In Metro Detroit winters, a tiny chip can spread overnight as glass contracts in the cold. In summer, heat expansion can make cracks run like wildfire. Vibrations from rough Michigan roads don’t help either. Step 2 | See What Your Insurance Covers Windshield replacements aren’t always expensive, especially if you know your insurance coverage. Comprehensive coverage usually pays for most or all of a replacement, minus your deductible. If you only have liability insurance, glass damage typically isn’t covered—but that doesn’t mean you’re stuck with a huge bill. At Save On Auto Glass, we make the insurance process painless: Deductible waivers in many cases, meaning you pay $0 out of pocket Up to $100 back for zero-deductible glass coverage Direct coordination with your insurance company so you don’t have to Clear, upfront pricing if you’re paying out of pocket—windshield replacements starting at just $99 For comprehensive coverage, most repairs and replacements are covered.If you’re wondering if you can get a free windshield replacement, check out the details on how you can qualify for a free replacement. Tip: Always confirm your coverage before booking. We’ll even help you check, so there are no surprises. Step 3 | Pick a Glass Shop You Can Trust Not every glass repair shop is the same. Choosing the wrong one can mean low-quality glass, sloppy installation, or no warranty—issues that could compromise your safety. Look for: Certified Technicians – AGRSS certification is the gold standard. OEM-Quality Glass – Matches your original windshield for proper fit and clarity. Local Reputation – Read reviews from Metro Detroit drivers and look for consistent praise for quality and service. Warranty Protection – A lifetime warranty on workmanship ensures peace of mind. When you choose Save On Auto Glass, you get all of this—plus free mobile service anywhere in Metro Detroit. To ensure you’re working with a reliable, certified glass repair shop, check the importance of certified glass repair shops. This can guide you in choosing a reputable service that prioritizes your safety and quality. Step 4 | Decide Between Shop Service and Mobile Shttps://www.nhtsa.gov/?utm_source=chatgpt.comervice Some drivers like visiting a shop, whereas others prefer the convenience of mobile repair. We offer both, but here’s how they compare: Feature In-Shop Service Free Mobile Service Travel Required Yes – you bring the car in No – we come to your home, work, or safe roadside spot Time Commitment You may need to wait or arrange pickup/drop-off Done while you continue your day Service Area One fixed location Anywhere in Metro Detroit—Warren, Troy, Shelby Township, and more Extra Cost None None – mobile service is always free Quality Certified installation, OEM-quality glass Same certified installation, OEM-quality glass If your windshield damage makes your car unsafe to drive, mobile service offers both convenience and a safer way to get the job done. Step 5 | Schedule Your Service Once you’ve chosen your provider, it’s time to book. With Save On Auto Glass, scheduling is simple: Same-day appointments available in most cases Flexible time slots to fit your work or family schedule Free mobile service so you don’t have to interrupt your day Step 6 | What to Expect During the Replacement A professional windshield replacement should take 60–90 minutes. Here’s the process: Old Glass Removal – Careful removal to protect your paint and interior. Frame Preparation – Cleaning and priming to ensure a strong bond. New Glass Installation – Using specialized adhesive for a perfect seal. Cleanup – Glass and debris removed from your car. ADAS Calibration – If your car has safety features like lane-keep assist or emergency braking, calibration ensures those systems work correctly. After installation, you’ll usually need to wait about an hour before driving so the adhesive can set. Why Choosing the Right Partner Matters In Metro Detroit, your windshield deals with everything from blinding snowstorms to flying gravel. A poor-quality replacement can lead to leaks, visibility issues, or even structural weakness in an accident. At Save On Auto Glass, we: Use OEM-quality glass for a perfect fit Provide a lifetime warranty on workmanship and materials Offer windshield replacements starting at $99 Include free mobile service anywhere in Metro Detroit Handle your insurance claim from start to finish Understanding the windshield replacement process in Metro Detroit is an essential first step, but it’s equally important to know how

If you’ve driven in Metro Detroit long enough, you’ve probably had your share of windshield close calls. Maybe it was a rock flung up on I-75 Near Bloomfield Hills, a snow-covered branch falling in a Birmingham parking lot, or a pothole sending debris flying on Telegraph Road. Sometimes the damage is just a tiny chip, other times it’s a long crack that demands immediate attention The first thing most drivers do is start Googling for “cheap windshield replacement.” But here’s the problem—the cheapest price isn’t always the smartest choice. A lowball quote might mean poor-quality glass, rushed installation, or no warranty at all. And in Michigan’s unpredictable climate, that can lead to bigger, more expensive problems down the road. Finding the most affordable windshield replacement in Metro Detroit is about more than price—it’s about value. That means certified technicians, quality materials, insurance help when you need it, and the peace of mind that comes from knowing the job was done right. What Affects the Price of a Windshield Replacement? A few important factors determine how much you’ll pay: Vehicle type and glass size – Larger, curved, or uniquely shaped windshields often cost more to produce and install. OEM vs. aftermarket glass – OEM (Original Equipment Manufacturer) glass matches your original windshield exactly. Aftermarket glass can be less expensive while still meeting safety standards. ADAS recalibration – Many newer vehicles have Advanced Driver Assistance Systems with cameras and sensors attached to the windshield. After replacement, these need precise recalibration to ensure your safety features work properly. Your insurance coverage – Comprehensive policies can dramatically lower your out-of-pocket costs, especially if your shop can waive deductibles. How Michigan Weather Plays a Role Metro Detroit drivers know how quickly weather changes here. In the winter, freezing temperatures make glass contract, which can cause a chip to spread into a crack overnight. In summer, heat and humidity expand the glass, making small damage worse. That’s why speed matters as much as price. Waiting too long for a replacement can turn a $99 fix into a much more expensive repair—especially if your vehicle needs ADAS recalibration on top of the new glass. What’s a Fair Price in Metro Detroit? In Metro Detroit, a windshield replacement cost can range anywhere from just under $100 to $500 or more, depending on the car and the glass. But price alone doesn’t tell the whole story. Quotes that seem unbelievably low often come with trade-offs—like thinner glass that’s more prone to cracking, improper sealing that causes leaks, or skipping ADAS recalibration altogether. Those shortcuts can compromise your safety and even cause you to fail a future insurance inspection. A fair price should include: Quality OEM or equivalent glass for proper fit and durability Certified installation that meets or exceeds safety standards ADAS recalibration if needed A warranty you can count on At Save On Auto Glass, our windshield replacements start at just $99 for out-of-pocket customers, and every job comes with our lifetime warranty—so you’re covered for as long as you own your vehicle. Local Shops vs. Mobile Service Some drivers still prefer a traditional shop environment—but that means driving with a damaged windshield, finding a ride, and waiting for the work to be done. With Save On Auto Glass, you don’t have to choose. Our free mobile service covers all of Metro Detroit, from Hazel Park to Clarkston. We’ll replace your windshield in your driveway, your office parking lot, or even roadside if it’s safe to do so. There’s no extra charge, and you get the same certified quality we provide in-shop. Here’s how they compare: Feature Traditional Shop Save On Auto Glass Free Mobile Service Travel Required Yes — you must drive to the shop (possibly with unsafe glass) No — we come to your home, work, or safe roadside location Time Commitment Often requires waiting or arranging drop-off/pick-up Done while you work, relax at home, or run errands Service Area One fixed location Anywhere in Metro Detroit (Macomb, Troy, Waterford and more) Extra Cost May have shop fees or transportation costs $0 extra — mobile service is always free Quality Certified installation and OEM-quality glass Same certified installation and OEM-quality glass Insurance Can Lower Your Costs Your insurance can be one of the biggest factors in how much you actually pay—and with the right shop, you could save even more. If you have comprehensive coverage, your insurance will typically pay for most of the replacement, minus your deductible. At Save On Auto Glass, we make sure you get the most out of that coverage by: Waiving your deductible in many cases so you pay nothing out-of-pocket Offering up to $100 back if you have zero-deductible glass coverage Working directly with your insurance company so you don’t have to Helping you understand exactly what’s covered before any work begins   If you’re not sure about your policy, we’ll help you check before we schedule the job. Even if you don’t have full glass coverage, we’ll walk you through your most affordable options. Why a Lifetime Warranty Matters A windshield replacement isn’t just about fixing a crack—it’s about making sure your glass holds up over time. Our lifetime warranty on workmanship and materials means that if you have any issues caused by the installation, we’ll make it right at no cost to you. This isn’t a sales line, it’s our promise that you’ll never have to pay twice for the same repair. Many budget windshield replacement companies can’t offer this kind of guarantee, and for good reason. Tips for Finding the Best Deal Without Compromising Quality A low price only matters if the work is safe and lasts. Here’s how to make sure you’re getting value and not just a bargain: Ask about certifications – Look for AGRSS certification to ensure the shop meets the highest safety standards. Read local reviews – Metro Detroit drivers will tell you who to trust and who to avoid. Check warranty terms – A lifetime warranty is worth its weight in

Are you dealing with a cracked or damaged windshield? In Michigan, getting a free windshield replacement depends on your insurance policy. If you have comprehensive insurance coverage, your insurance will typically cover the cost of a windshield repair or replacement, minus your deductible. Michigan does not have a free windshield replacement law like some other states. At Save On Auto Glass, we offer our customers a zero deductible and an instant rebate up to $100. Most of our customers get a free windshield replacement. Save On Auto Glass will cover your deductible, so you don’t have to pay it. If you have a $0 deductible, you don’t have to pay anything. We’ll give you an instant rebate of up to $100 as a bonus. Out-of-pocket windshield replacements start at $99, repairs are $65, and recalibration starts at $149. Is Auto Glass Repair Covered by Insurance in Michigan?   Many auto insurance policies offer coverage for windshield repair and replacement, especially if you have comprehensive coverage that includes glass damage. This can significantly reduce your out-of-pocket expenses. However, even if you don’t have insurance or want to explore other options, there are cost-effective windshield repair options available. To understand how to choose the right service for the best price, it’s essential to evaluate shops based on factors like quality and service area. You can dive deeper into this process and find affordable windshield replacement in Metro Detroit in our detailed guide. Windshield damage can happen in an instant. A rock might fly into your car on the freeway, or a Michigan storm could send debris that cracks your glass. Even a small chip can spread quickly. If you’re dealing with a broken windshield, you’re probably wondering if you can get a free windshield replacement in Michigan. The extent of coverage depends on the type of insurance you have. What Types of Auto Insurance Cover Windshield Damage? How do I know if my insurance covers a windshield replacement? Here’s a look at different policies that may cover or partially cover your Michigan auto glass replacement. Comprehensive Insurance Comprehensive coverage is the most common type of insurance for windshield damage. If you have comprehensive coverage, then you should be protected for auto glass repair, including a full windshield replacement. It protects you from non-collision-related incidents like theft, vandalism, storm damage, or debris hitting your vehicle.  What this means for you: If a rock chips your windshield or ice cracks it during a storm, comprehensive insurance usually covers the repair or replacement. You may have to pay a deductible unless you have a $0 glass deductible option. Collision Insurance Collision insurance covers damage that happens during a car accident with another vehicle or object. What this means for you: If you damage your windshield in a car accident, this type of insurance will usually cover the costs after you pay your deductible. If your deductible is high, you might want to explore out-of-pocket replacement options. Liability Insurance Did you get in a car accident that was your fault? Liability insurance protects other people if you cause an accident. Liability insurance will pay for the other driver’s car repairs, but it doesn’t pay for your own damage. What this means for you: If you only have liability insurance, your insurance provider won’t cover your windshield. You’ll need comprehensive coverage or a glass add-on to cover glass damage. Glass Coverage Add-Ons Some insurance companies have glass coverage as an add-on for your windows and windshield. Glass coverage should pay for repairs or replacements for glass damage without you having to pay your deductible.  What this means for you: If you have this add-on, you can usually get your windshield repaired or replaced for free. At Save on Auto Glass, we’re certified and approved by all major insurance companies. Most of our customers don’t have to pay for a windshield replacement. If you’re in Metro Detroit and need a windshield replacement, understanding the windshield replacement process can make the entire experience smoother and less stressful. First, you’ll want to assess whether the damage requires a full replacement or if a simple repair will suffice. Many auto glass companies in Metro Detroit, like Save On Auto Glass, work directly with your insurance company to streamline the process. From assessing your insurance coverage to scheduling an appointment, you’ll find that the process can be fast and convenient, with mobile service options available for added flexibility. Whether you prefer visiting a shop or having a technician come to you, knowing what to expect can help you make an informed decision and get back on the road quickly.  How to Get Your Windshield Replaced for Free in Michigan at Save On Auto Glass   Now that you know what coverage types can pay for your glass, let’s look at how to get your replacement completely free in Michigan with Save On Auto Glass. It’s possible to pay nothing for your windshield replacement with us. Here’s how it works: If you have comprehensive insurance that covers glass damage, we’ll work with your provider and waive your deductible, so you owe $0. If your policy already has a $0 glass deductible, you don’t pay anything. On top of that, we’ll give you an instant rebate of up to $100. If you’re paying out of pocket, it won’t be free, but our pricing starts at just $99 for replacements and $65 for chip repairs. We proudly offer some of the lowest rates in Michigan. The fastest way to know if you qualify for a completely free replacement is to give us a call. We’ll check your coverage and let you know what you’ll pay before we start any work. 6 Tips for Choosing a Michigan Windshield Replacement Service   Not sure where to go for auto glass repairs in Auburn Hills and the Metro Detroit area? Not all auto glass companies are the same. Here’s what to look for: Choose a shop that works directly with your insurance company. At Save On Auto